14 Pieces Of Wisdom Financial Planners Share With Their Friends
Wouldn't it be great to have a Certified Financial Planner(TM) for a best friend? Just think of all the advice you could get about how you might stay on track financially -- and how to make your money work harder for you.
5 Money Lies We Tell Ourselves
When trying to make ourselves feel better about our financial situation, we often tell ourselves little lies that ease our minds about things. The problem is, if we tell ourselves these lies enough, we tend to start believing them.
Will A Second Baby Break The Bank?
For just about everybody, having a second baby is a financial as well as an emotional decision. That's because kids today come with a hefty price tag. According to the U.S. Department of Agriculture, the cost of raising a child to age 18 is now upwards of $245,000.
Why Debt Consolidation Can Leave You Deeper In Debt
Moving your debt around can give a false sense of relief. It makes you feel better about what you owe. That's a problem because most of us don't change until we can't stand a situation any longer. So you don't change anything about your behavior.
5 Steps to Loan Money to Your Kids and Actually Get Repaid
I'm generally against loaning money to family - including the kids. Instead, I recommend they find other resources. But sometimes lending money to kids can be a win-win. At the very least, it doesn't have to be a lose-lose.
How To Budget For Holiday Travel
Read More: Financial Education, Holiday Travel, Holiday Travel Budgeting, Holiday Travel Savings, Winter Savings, Saving, Budget, Ways to Save, Personal Finance, Money Tips, Travel Tips, Money News
Many people start thinking about their holiday plans -- and their budget for those plans -- around October or November, just a month or two before they need to start traveling and buying gifts.
7 Things to Do Right Now Because Your Personal Data Is Under Attack
It is the growth in our online shopping habits and preference to use plastic over cash that have increased our vulnerability to identity theft.
In a Same-Sex Marriage? Time to Focus on Financial Equality
Read More: Gay, Retirement, Family Inheritance, Same Sex Marriage, Personal Finance, Insurance, Lgbt, LGBT Rights, LGBT Issues, LGBT Equality, LGBT Families, Financial Education, Money News
Here are some expert tips from professional financial planners and advisors on how a same-sex couple can best plan for a long and secure future together.
You've Inherited An IRA -- Now What?
An inheritance can bring up conflicting emotions, placing the positive of financial gain against the sadness of losing a loved one. Complicating the situation further, certain inheritances -- such as an IRA -- are more difficult to sort out than others.
5 Millionaire Traders on the Biggest Mistakes You Can Make in the Stock Market
Read More: Success, Personal Development, Wall Street, Motivation, Personal Finance, Trading Advice, Trading Tips, Stock Market Success, Day Trading, Financial Education, Small Business News
No matter how many video lessons, blog posts, webinars, watch-lists and trade alerts I give, far too many of my students keep making the same mistake that prevents them from taking their accounts to the next level.
5 Budget Mistakes You Didn't Know You Were Making
Think tracking your spending is all there is to money management? You might notice your debt shrinking and your savings growing, but you could be doing a lot more to fatten your piggy bank.
The Day I Told Oprah About Overcoming the Shame of Being HIV-Positive
Read More: Oprah Winfrey, Affordable Care Act, Finance, Personal Finance, Hiv, HIV/AIDS, Health Insurance, Health Insurance Exchanges, Life Insurance, Malcolm Harris, MJ Harris, Oprah's the Life You Want Weekend, Oprah Winfrey Network, Oprah, Washington DC, Verizon Center, Hiv Positive, Living With Hiv, Gay Voices News
Loved ones kept encouraging me to be more open about my status as a path to healing my shame, but the thought literally petrified me. Would people judge me? Would my status distract them from the accomplishments I had made?
Your Finances: Sitcom or Melodrama?
The type of TV show or movie your finances would make is a good clue to what shape those finances are in, and how effectively you handle them.
How To Avoid The Payday Loan Debt Cycle
The premise is simple: borrow the amount you need plus a fee per $100 borrowed now, pay it back when your next paycheck arrives. Unfortunately, what often ends up happening is that the borrower can't pay back the amount borrowed within 14 days.
When Less Is More: A Closer Look at Higher Education
Read More: College Students, College Admissions, University of Maryland, Rising Cost of College, College, Brown University, College Tuition, Financial Education, Saving Money, Personal Finance, Starting College, Cost of College, Financial Advice, College News
Hundreds of thousands of high school seniors will apply to college this year, in hopes of being accepted by their first choice. However, is the higher monetary cost of a more elite university worth the added sticker price?
How To Budget For Life In The Big Apple
Read More: Budgeting, New York Rent, New York Living, New York City, Budget, Personal Finance, Financial Education, Millennials and Money, Financial Advice, City Living, Money News
The rents in this town are some of the highest in the country -- three times the national average. And while you may be able to save money on certain expenses -- like transportation -- the temptation to splurge on too many fancy dinners or indulge that shopping habit can be tough to resist.
5 Most Common Mistakes People Make with Life Insurance
Not many are focused on thinking about life insurance. But actually, September is Life Insurance Awareness Month (who knew?), so it is a natural time to focus on this topic.
Do You Have To Pay Income Taxes On Social Security Benefits?
When it comes to income taxes, many people think only of the money they earn in a paycheck. But the reality is that there are many other types of income that are subject to ordinary income taxes. And all of that income, in turn, can trigger taxes on Social Security benefits.
When To Trust Or Not Trust A Credit Repair Service
Credit repair can be a very spammy business, so much so that the government has gone to great lengths to regulate the services as much as possible. If you stop for you to consider it, this is excellent information for you to know. Think About sharing it along along with your buddies as well as members in the family which may well benefit as the result as well.Even though there are rules that credit repair services must abide by, it doesn't mean that all of them do.
This Year's Must-Have Benefit: The 401(k)
We know the 401(k) is crucial to retirement for most people, but knowing Glendale credit counseling services how to make the most of it is just as important.
What Donald Trump and Jim Cramer Have in Their Wallets
When it comes to matters of the heart and wallet, we wanted to know what these life and finance gurus carry around with them.
8 End-Of-Year Tax Measures That Could Save You Big
April 15th isn't the only deadline you need to keep in mind when it comes to staying on top of your taxes. Truly savvy planners also watch for December 31st, which is the cutoff to make some clever moves to maximize your savings come tax-time.
How to Compare and Analyze Different Asset Classes
Over the past 20 years, the home has increased in value by approximately 175 percent. This revelation got me thinking about asset classes and how they generally perform over a 20-year period.
What Would You Do If Someone Gave You $5,000?
Investing your windfall into the right financial situation can actually make you more money in the long-run, which means you'll have that money for a trip to Paris AND the flat-screen TV.
The 8 Biggest Financial Mistakes Newlyweds Make
So what are the most common financial blunders that newlyweds tend to make? We asked financial pros to pinpoint the eight biggest offenders -- and then offer up some advice for how to help right them early on.